FH206: Housing Counselors Guide to Fair Housing,
Fair Lending and Civil Rights
Wednesday & Thursday 8:30am - 4:30pm
Friday 8:30am - 2:30pm
This 3-day course is focused on fair housing, fair lending, and civil rights laws impacting housing counselors’ clients every day. The course will review laws, enforcement, filing complaints, and provide guidance around best practices in addressing violations experienced by clients.
The course will educate housing counselors on federal, state and local fair housing laws. Counselors will leave the course familiar with the protections and requirements of the Fair Housing Act (FHA), Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Community Reinvestment Act (CRA), and HUD’s Equal Access Rule. The course will review the requirements to provide effective communication to Limited English Proficiency (LEP) communities. Along with educating clients on their rights under these laws, counselors will be trained on how to provide information to households. This will ensure they are able to identify discriminatory housing and lending practices.
Counselors will be trained on how to identify and counsel regarding fair lending violations, mortgage fraud, including documentation review. The counselor will work on recognizing lender and/or real estate practices that create disparate impact on clients, under the fair housing laws.
The training will provide guidance and best practices to allow counselors to best assist clients in filing a formal complaint and pursuing a formal investigation with the appropriate authorities.
- Identify and trained on how to counsel regarding fair lending violations, mortgage fraud, including documentation review.
- Recognize lender and/or real estate practices that create disparage impact on clients.
- Educate on best practices to allow counselors to best assist clients in filing a formal complaint and pursuing formal investigation with appropriate authorities.
- Understand Truth in Lending Act, Equal Credit Opportunity Act, Community Reinvestment Act, and HUD Equal Access Rule.
If you have any questions feel free to contact firstname.lastname@example.org